Our general liability insurance cover claims made by members of the public against your business. These claims could be for bodily injury, illness or property damage caused by your business work or a product you have sold or produced. For example, if a member of the public slipped on a wet floor on your business premises and hurt themselves, if a child is injured by a faulty toy you sold, or if you visited a client and spilt a drink over their computer.
In the United State, public liability insurance and product liability insurance serves to protect businesses from these claims and the potential financial losses as a result.
To understand how these covers benefit businesses, it is worth considering the financial implications of an unexpected accident. If a third party were to get injured as a result of your work, they may decide to press charges. This could lead to costly legal proceedings and a potentially financially crippling settlement payout if you are found to be responsible. With general liability insurance in place, these costs will be covered by us.
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